Prêts à Rabais
Everywhere in Québec!
1 866 872-9126
1 Or call us at
1 866 872-9126
Fast & secure!
00:20:00 2 Pre-approved within
20 minutes!
car 3 Enjoy your
new car!
We have
a solution even if:
  • You have never had a loan
  • You have been bankrupt
  • You have not been discharged from your bankruptcy
  • You have late payments
  • You have had an application refused by a financial institution
  • You voluntarily surrendered your previous vehicle
  • You are involved with a trustee regarding a proposal to settle your debts with creditors
Would you like to receive quick access to auto credit?

Auto financing and credit in Everywhere in Québec! | Prêts à Rabais

Several challenging situations may have complicated the process of acquiring your vehicle. That's why Prêts à Rabais offers several solutions if your situation corresponds to one of these:

  • Newcomer
  • Youthful buyer with no credit history
  • Seizure
  • Self-employed
  • Retired
  • CSST
  • Previous refusal
  • Judgment
  • Low credit score
  • Bad credit history

Our financing ranges from 12 months to 72 months depending on the following factors:

  • Mileage
  • Vehicle age
  • Market price or Blackbook value
  • Make and Model of the vehicle
  • Types of vehicle (luxury, SUV, economy)

Our financing process is the simplest and fastest in the market.

  • We guarantee a response within an hour and delivery within 24 hours
  • Thanks to our technology, the verification and analysis of your file are done very quickly and require few documents.
  • Financing is open, so you can buy back the vehicle at any time and without penalties
  • Your information is confidential and the process is secure


Applying for a car loan at Prêts à Rabais is very simple. All you have to do is fill out the auto finance application form on this page and the (optional) comprehensive auto loan form that follows for even faster approval. Once your request has been received, you will be approved within 20 minutes in most cases, during our business hours. At Prêts à Rabais, we offer you an ultra personalized credit approval service. Your car loan is waiting for you! For super-fast service, you can also apply for car credit by phone at 1 866 872-9126.

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